APP Commercial Finance Assistance Solutions

COMMERCIAL FINANCE ASSISTANCE SOLUTIONS

Many Entrepreneurs are seeking capital to finance their business start-up or expansion. We assist our clients through our Commercial Finance Assistance Solutions. Through discovery of needs and creation of a detailed client profile, we are able to match the client with our vast network of approved lenders and investors in order to obtain the financial investment or capital acquisition needed by the client.

Our lenders include both traditional and non-traditional lenders as well as a network of Angel Investors and Venture Capitalists. Our success rate in 2006 was 92%!

Traditional Funding Options
Non-traditional Funding Options
Venture Capital Investments
Angel Investments
Asset Based Programs
Private Investment Sources
SBA Finance
Grant Programs

Commercial Finance Assistance is the most requested solution by our clients. Many Entrepreneurs are seeking capital to finance their business start-up or expansion.

A Perfect Solution
Through our program, we assist our clients in acquiring the financial means needed for a successful entry or expansion in the marketplace. Through a consultation session, a consultant will meet with the client and perform detailed discovery to identify financial needs and create a detailed client profile. Through this process, we are able to match the client with a lending source in our vast network of approved lenders in order to obtain financial investment or capital acquisition.

Once a lender or group of lenders is identified, a complete loan package is completed – including all financial reports – and submitted. The client will then be contacted for a personal appointment to discuss options and lending programs.

Our lenders include both traditional and non-traditional lenders as well as a network of Angel Investors and Venture Capitalists.

Accounting Reports
A Perfect Plan will complete and submit accounting reports required by a lender for the finance approval determination. These reports include:

Personal Income Statements (for all owners 20% invested)
Pro-forma Statements
Cash Flow Analysis
Balance Sheets
Financial Assumptions
Break-even Analysis
Key Ratios
**Other Reports as Requested by the Lender

Venture Capitalist Organization
Angel Investor Network
Banks (small, large, and community)
Credit Unions
Asset Based Lenders
SBA Programs
Micro-loan Programs
Credit Lenders

Grant Proposals
Many of our clients qualify for government or private grants. Our staff grant specialist will assist in research and discovery and then counsel the client in choosing a grant specific to needs and qualifying criteria.

Once a grant is identified, our grant specialist will begin the process of completing the detailed grant application followed by a strategic grant proposal. After completion, the complete package is submitted to the grant underwriters on behalf of the client by the specified closing-date.

Note: Grants are not expedient types of funding. The closing date may be six to eight months from the date of opening and awards may not be issues for another three months afterward.